Deserve: Credit Card-as-a-Service Platform

8/03/2021 09:17:00 PM

Individual company credit card issuance service providing platform – Attracted investment of 100 million dollars

Deserve offers fair credit products for young people and a cloud-based credit card platform for businesses.

Deserve-Credit Card-as-a-Service Platform

It provides its own brand credit card issuance platform for customers as a service (as-a-service) and even provides customer screening through machine learning.

Reducing the period of building a custom credit card system including card benefits and rewards from 24 months to 90 days by providing APIs that can be used on the website.

Business

At Deserve, they are committed to providing deserving but underserved people access to fair credit. When it comes to credit, most young people are caught in a catch-22: you don’t qualify for the credit because you lack a credit history.

Where traditional lenders see risk, Deserve sees the potential. Instead of just looking at credit history, they measure each applicant’s credit potential by looking at factors such as education, current financial health, and future employability and earnings potential.

Ultimately, they believe credit and lending should be a win-win-win. Helping their customers be successful with credit and become financially independent is good for them, their business, and society, overall.